LIFE INSURANCE REVIEW

 

Prudential Life Insurance Review: 
Retrieved From: https://www.investopedia.com/prudential-life-insurance-review-5077996 

• Multiple universal life policies available: Universal life policies are a form of permanent life insurance with flexible premiums and a cash value that can earn interest. Prudential has eight different universal life policies to choose from based on your needs and goals. 

• Robust online resources and tools: Prudential has a range of online tools and resources, including a life insurance calculator to help you determine how much coverage you need, quizzes you can take to narrow down your options, and explanatory articles about life insurance concepts. 

• You can consult with a financial professional to choose an insurance plan: While other companies have insurance agents you can talk to, Prudential connects customers with financial professionals. These professionals are typically certified financial advisors or chartered financial consultants that can help you select the best plan based on your budget, financial needs, and how actively you want to manage your policy. 

AIA Life Insurance Review: 
Retrieved from: https://www.insurancewatch.com.au/aia-insurance-reviews.html

"I held a Life and TPD policy with AIA and unfortunately had to make a claim on the TPD cover. The claims process was easy although my broker Insurance Watch helped immensely with this. Although the claim took just over a year to finalise, I do understand that this was likely due to the nature of my injury (psychiatric) and the need for it to be stable and stationary before assessment. Once the assessment took place, AIA was quite quick to respond and accept the claim. Payment was made within a day or so. Overall, I consider AIA was very good to deal with through the claims process and was very fair in assessing the claim. I did feel that they were here to help me, rather than find a way to deny a valid claim (which had been a concern I had at the start given an experience I had with a different insurer and a different type of claim)." - Sharon (QLD)